MORTGAGE CALCULATOR

Use my home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment, schedule, and more.
$
$
%
%
Advanced
Payment
Schedule
Your mortgage payments over 30 years will add up to $0.

Mortgage Help

Down Payment
Most buyers put down 20%, but some loans allow as little as 3.5%. More down means lower payments.

Loan Term
Common options are 30-year and 15-year fixed.

Loan Type
Fixed-rate keeps the same interest for the whole loan. Adjustable-rate (ARM) starts lower, then changes over time.

Interest Rate
Pre-filled with today's average. Your real rate depends on credit and down payment.

Property Tax Rate
Estimated from the home's value. Adjust it in advanced options.

Home Insurance
Usually required by lenders. Adjust it in advanced options.

HOA Fees
A monthly fee some communities charge to maintain shared areas.